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KIVA BEMC

Small Business Owner

Community-Backed Loans. We Care About Your Character, Not Your Credit Score.

 

Kiva loans help entrepreneurs gain access to capital by providing no-interest, no-fee community-backed business loans on its global online platform. Kiva loans range from $1,000 to $15,000 for up to three years. 

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How to Borrow
Kiva’s unique community-backed model helps business owners access loans with the help of their communities. (Nonprofits with earned income streams are eligible for Kiva loans, too.)

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Kiva determines the loan amount based on many factors, including finances, social media presence and quality of narrative. Kiva loans can be used for many different business expenses. 

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Minimum Requirements

  • Business is based in the U.S.

  • At least 18 years old

  • Debt to income ratio is lower than 80%

  • Not in current bankruptcy or foreclosure

  • Not a registered sex offender or terrorist

  • No violent or financial criminal convictions in the last five years

  • Must have a PayPal account to receive funds

 

As Kiva’s local operating partner, Kiva BEMC works with borrowers throughout the application process, fundraising and repayment process to help them succeed.

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Contact Saville Williams at info@blackmobilitysc.org if you are interested in applying for this opportunity.  

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